Coverage readiness checklist

0 of 9 complete

• Know who depends on youFamily, a co-signer, a business partner — anyone affected financially.
• Estimate the income you'd want to replaceOur needs calculator can help you get a range.
• Add up your debtsMortgage, loans, and other balances your family would face.
• List future costsEducation, childcare, or other goals you want funded.
• Note existing coverageEmployer group coverage and any policies you already hold.
• Decide how long you need coverageA set number of years, or lifelong — this shapes term vs. permanent.
• Think about your budgetA comfortable monthly premium keeps coverage in force.
• Gather basic health informationGeneral health history helps an advisor match you to carriers.
• Choose a preferred way to be contactedPhone, email, or text — whatever is easiest for you.